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Debt Collection Defense 2017-11-16T22:40:16+00:00

No one likes to open their mailbox and find bills.  It’s even worse to open the mailbox and find a letter threatening a lawsuit for an outstanding debt.  We understand the stress unexpected lawsuits cause and are committed to working to resolve the situation. Do not let debt collectors scare or threaten you into making decisions.  By contacting The Kiechler Law Firm PLLC immediately, we will be better able to work with you and the collection agency.

To give you an idea of how debt collection suits are resolved, it’s important to know a few things about the industry and law.  To begin, debts are frequently sold to other companies.  These buyers then try to collect from you.  However, it can often be difficult for these companies to actually prove that the debt they bought is the debt you owe.  Even if the original creditor is the one attempting to collect, it is not uncommon for creditors to improperly document contract agreements and changes.  Situations like these often lead to low settlements or complete debt elimination.

Furthermore, you have rights when it comes to debt collection.  The Texas and federal legislatures have enacted statutes which forbid debt collectors from practicing unfair collection tactics.  For instance, constantly calling or making false statements regarding the legality of the situation are potential violations.  It is also a violation for debt collectors to pose as a credit bureau or imply you will be arrested for committing a crime.  It is important to document any interactions with a debt collector. You have rights and we will protect them.

Do not let a debt collector obtain a judgment against you; contact The Kiechler Law Firm PLLC as soon as you are on notice of an outstanding debt suit.